Take Your Life Back
Are creditors calling you at home and work? Do they send threatening letters and try to intimidate your family? You can put a stop to the phone calls and other collection actions today.
Individuals and businesses can end all types of creditor harassment by filing for bankruptcy. At Faletti Law Office, P.C., we help people in Colorado put their finances back on track. We will review your debts and income, and then discuss whether bankruptcy is right for you. To schedule a free consultation with a Denver debt collector attorney, please call (303) 438-8477.
The Automatic Stay Puts an End to Harassing Phone Calls
If creditors have turned your accounts over to a collection agency, you are probably receiving harassing calls. Creditors have the right to collect debts, but they must follow federal laws. When people and businesses file bankruptcy, creditors are prohibited from contacting them while the bankruptcy is in progress. After the debt is discharged, the bankruptcy injunction prevents creditors from attempting to collect the debt.
One of the benefits of bankruptcy is the protection of the automatic stay. The automatic stay halts all collection activities during the bankruptcy process, including creditor phone calls and harassment. Additional protections include:
- No wage garnishment
- No repossession of vehicles, property or other collateral
- No filing of liens
- No foreclosing on mortgages
We may be able to take action against creditors that violate the laws governing bankruptcy and the automatic stay. Talk to our experienced bankruptcy lawyer today to learn how we can help you.